FOCUS 4. Fill in the gaps with one of the following words or word combinations. Use the appropriate tense form.

to look into average adjusters declaration form to ship clean W.A.clause free of particular average to imperil to take out underwriters to indemnify negligent compensation to base to insure cover note (2) to incur proposal form to cover (3) all risks policies valued policies to assess insurance cover premium unvalued policies partial losses damage to quote general average assessors against all risks replacements insurance certificate claims nature and extent to exhaust open cover to renew floating policy to submit

1. Companies protect themselves against loss or damage by … insurance policies.

2. First a … must be completed by the firm who wants ….

3. …, who will pay compensation in the case of a claim, then work out the ….

4. If the insurers are satisfied with the information given on the proposal form, they will issue a ….

5. Once the policy is sent it will tell the client that he is … against loss or damage under the conditions of the policy.

6. The insurance company will not pay compensation if the claimant was ….

7. However, most insurers will cover consignments under … which will allow … in the event of war, strikes, civil disturbances, etc.

8. These policies are in the form of … and are … on the stated value of the invoice, plus insurance, freight, and an extra percentage of 10%, 20%, or 30%, etc. profit margin for the consignment.

9. There are, however, …, when the value of the goods have not been agreed in advance and are … at the time of loss.

10. The usual procedure is to … against all risks.

11. This involves a … (with average clause).

12. W.A. means that the insurers pay claims for …, whereas … (F.P.A.) means that partial losses are not … by the insurance.

13. Particular average means partial loss or … accidentally caused to the ship or to a particular lot of goods.

14. … means any extraordinary loss, damage or expenditure … for the purpose of preserving all the interests … – the ship, the cargo and the freight.

15. As in the case of large claims in non-marine insurance …, i.e. … are called in to examine damage and estimate compensation.

16. We would be grateful if you could…. a rate … all risks from port to port as soon as possible.

17. That’s why we suggest a valued policy … for which we can quote £5,36p %

18. We will issue a cover note as soon as you complete and return the enclosed …, which will give us detailed information about the shipment so we can prepare the ….

19. The consignment was … on the MV Orion, which sailed from Singapore on 10 August and arrived in Vladivostok on 20 August.

20. We have already sent our customers …, but would like a … to complete.

21. We will have your matter… by an assessor who is to inspect the packing and the contents and report on the … of the damage.

22. As we are to make regular shipments, we would like you to arrange … for £500,000.00 against all risks to insure consignments to German sea ports.

23. As this will nearly … the amount of the cover under the above policy we will be glad to … it on the same terms as before.

24. I’m enclosing a block of declaration forms, and you would be required … one for each shipment giving full details.

25. Concerning our … No.46398 covering regular shipments to South American ports we are ready to renew it on the same terms.

FOCUS 5. Fill in the gaps with prepositions/particles where necessary.

1. Companies protect themselves … loss or damage … taking out insurance policies.

2. … the U.K. the premium is usually quoted… pence per cent, i.e. pence … hundred pounds.

3. Once the policy is sent it will tell the client that he is indemnified … loss or damage … the conditions of the policy. Indemnification means that the insurance company will compensate the client to restore him … the original position … the loss or damage.

4. These policies are … the form … valued policies and are based … the stated value … the invoice, plus insurance, freight, and an extra percentage … 10%, 20%, or 30%, etc. profit margin … the consignment.

5. There are, however, unvalued policies, when the value … the goods have not been agreed … advance and are assessed … the time … loss.

6. All risk policies generally cover … every eventuality.

7. W.A. means that the insurers pay claims … partial losses, whereas free … particular average (F.P.A.) means that partial losses are not covered … the insurance.

8. The consignment is to be loaded … the MV Orion, sailing … Singapore … 10 August and arriving … Vladivostok … 20 August.

9. We have learnt … the details attached … your letter that the invoice value is $456,000.00 and payment is to be effected … letter of credit. That’s why we suggest a valued policy … all risks … which we can quote £5,36p %

10. We will have your matter looked … … an assessor who is to inspect the packing and the contents and report … the nature and extent … the damage.

11. As we are to make regular shipments, we would like you to arrange open cover … £500,000.00 … all risks to insure consignments … German sea ports.

12. As … our floating policy No. 46398 … regular shipments … South American ports, we enclose three declaration forms, duly completed … three shipments respectively.

13. I am pleased to say that we can arrange an all risk open cover policy … shipments … your products … German sea ports.

14. As you intend to ship … a regular basis, we can offer you a rate … £9.58p% … a total cover … £500,000.

Дата добавления: 2015-10-30