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Joy: Pam, I'm in trouble. I (a)______£200 a week from my job, but I need to
(b)______about £250 a week just on basic things like food, rent and fares.
I can't make ends meet on £200. I've got to (c)______some money. Can you help?
Pam: Yes, OK. I'm quite well-off at the moment. I can (d)______you £100. Here
you are. But why don't you (e)______a bank account? It's very simple.
Then you can (f)______a little bit every week, and you won't be so hard-up.
Joy: Pam, I haven't got enough money to put in a bank account! I can't (g)_____
my gas and electricity bills. I can't (h)____ to go on holiday. I'm not just a
bit hard-up. I've got no money at all. I'm broke! Anyway, thanks for your
help. I promise to (i)______the £100 next month. I don't like to be in debt. I won't forget. I now (j)______you £100.
1.
Broke hard-up in debt well-off make ends meet
(a) She earns a lot of money. She's very______.
(b) He never has a lot of money. He can't afford luxuries. He's always______.
(c) I'll have to get an extra job in the evenings. I can't ______ on my salary.
(d) I'm sorry I can't lend you any money. I haven't got any. I'm absolutely ____.
(e) He's______. He owes money to me and to the bank, too.
2.
In from on
(a) He earns £150______his evening job.
(b) I spend £8 a week ______ fares.
(c) She has to make ends meet______£500 a month.
(d) I put some money ______ my bank account.
(a) taxes (1) cinema, theatre, restaurant meals, etc.
(b) pocket-money (2) money for transport, e.g. bus, train, taxi
(c) salary (3) part of income paid to government
(d) entertainment (4) money parents give children every week
(e) rent (5) money from work, usually hourly or weekly
(f) interest (6) money for lighting, heating in your house
(g) wages (7) money from work, usually monthly or annually
(h) pension (8) e.g. 6% a year from your money in the bank
(i) fares (9) money for people who stop work at the age of about
(j) gas and electricity (10) weekly or monthly payments for your room, flat or
bills house
1. What do you spend your money on?
2. How much does a doctor earn in your country?
3. Do you save any money? If so, how (bank, cash)?
4. Is it easy to open a bank account in your country? How much do you need to start?
5. Do you owe money? Who to? When will you pay back the money?
6. Is there something you want to do or buy but can't afford to?
7. Do you often lend money? Who do you lend it to?
8. Do you often borrow money? Who do you borrow it from?
9. Do people in Russia receive a state pension when they are old? How old are they when they begin to receive it?
10. What bills do you have to pay?
11.How much pocket-money did you receive when you were 12 years old?
12. In Russia, what percentage of a person's income is taken in taxes?
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