Write a letter to which the letter of Exercise 5 is the answer.

SPEECH PRACTICE

1. Disagree with the following statements. Use all possible formulas of disagreement. Enlarge upon the matter:

1) The banker’s transfer is a written order from a creditor to a debtor to pay on demand or at a specified date a stated sum of money to a person named on the document.

2) The bill of exchange is a mere transference of money from the bank account of a buyer in his own country to the bank account of the seller in the seller’s country.

3) Payments in advance are used when a buyer is of unquestionable reputation.

4) One of the important features of the letter of credit is that it is negotiable.

5) If payment is executed either before or on delivery it is called payment on statement.

2. Say a few words about:

• a) methods of payment in foreign trade;
• b) types of settlement of accounts while paying for goods.

3. Make up dialogues and act them out in pairs:

1) between a customer and a seller discussing the terms of payment as one of the articles of the proposed agreement;

2) between a seller and a customer whose settlement is overdue. Note that previously the customer was a regular payer;

3) between a seller and a customer who wants to place an urgent order and is giving payment instructions over the telephone.

Unit XII
INSURANCE

EPISODE 1

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