Exercise 3: Complete each space with the appropriate word or words. Buying a house is one way of _____ against _____

Buying a house is one way of _________ against _________. Nor­mally, if you find a house that looks suitable, you have it _________. It's a wise idea, particularly if a very large __________ is _________, to have a second ________, just to make sure that the _________ given is _________.

Very few people, however, have enough _________ to buy ________ outright. They usually ______ a bank to see about getting a _______. The bank, of course, has to be very careful. They'll need a ______ of the house, and they'll have to ask their own _________ to take a look at it, to _________ the ________ value.

If the bank is ___________, they can let you have 50% of the __________ of the __________ as a first ________. If this doesn't __________ the entire _________, they can __________ you 60% of the _________ of any ______ or ___________ which you may have.

If you still haven't got enough, or if you haven't got any ______ which the bank can use as _________ for a second _______, then you can go to a specialized organization. They can give you a second ________, which will be the _______ between the first one and 80% of the _______ value of the ________.

With the __________ and _________ on both _______, and possibly the ________ on a __________ against __________, the annual ________ which such an _________ represents can be very high.

Exercise 4: Translate into Russian:

1 Analysts have been expecting higher earnings per share.

2 Oil brought the country $... in revenues last year, or nine tenths of its export income.

3 The firms are struggling to generate sufficient revenues to justify expensive new infrastructure.

4 Russian oil exports in... were worth $..., or 14 per cent of total export revenues. Much of that income could be wiped out.

5 Now all Member States of the European Commission have made the laundering of drug proceeds a criminal offence.

6 The mortgage bank is forecast to show a 9 per cent rise in pretax profit.

7 Investment in business development and loss of income from capital returns will hold back overall profitability.

8 Investors abandoned computer-related companies because of their disappointing earnings.

9 If the company does not earn a reasonable return, the share price will fall and thus make it difficult to attract additional capital.

10 Investment funds promise to be the biggest source of potential revenues.

11 In Austria gains from direct investments are often not declared at all.

12 Higher-than-expected operating profit coupled with the appointment of a new chief executive pushed shares of the Swedish banking group higher.

13 The measures aimed at raising government revenue wouldn't work well.

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