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Look through the excerpt and then fill the blanks with words from the box. Translate the text into Ukrainian:
| the availability individuals transactions deposit accounts | savings banks transferred designer NOW account (negotiable order of withdrawal, in effect a cheque) |
From their earliest origins savings banks have _____ their financial services to appeal to _____ and families. _____ can be opened for amounts as small as $1, with transactions _____ by mail or, in many instances, through automated _____ in convenient locations. _____ in Massachusetts and New Hampshire were the first to develop the interest-bearing, perhaps the most important new consumer financial services of the past decades. Many savings banks advertise of family financial counseling services, home equity loans, and travel planning as well a wide variety of savings instruments.
V. Find in the text the words which correspond to the following explanations:
| 1. Land including anything constructed on it. | ___________ |
| 2. Non-bank institutions receiving deposits and making loans. | ___________ |
| 3. The commission charged by a broker. | ___________ |
| 4. Any medium of investment in the money market or capital market. | ___________ |
| 5. A legal agreement conveying conditional ownership. | ___________ |
| 6. A method of compensation for financial loss in the case of death, illness, injury, accident, theft, destruction or damage. | ___________ |
VI. Explain the meaning of the following word combinations and use them in your own sentences:
1. To accept deposits
2. To make a loan
3. To earn interest
4. To place amounts of money in
5. To lend money to
6. To expand services
7. To face financial problems
8. To be chartered by
9. To catch on in
10. To be sponsored by
11. To provide a loan
12. To offer services
VII. Complete the table:
| Verb | Adjective | Noun |
| accept | - | - |
| - | deposited | - |
| offer | - | - |
| - | acquired | - |
| - | - | expansion |
| originate | - | - |
| - | provided | - |
| - | - | generation |
| demand | - | - |
| - | expected | - |
| - | - | creator |
| sponsor | - | - |
| - | owned | - |
| - | - | consumer (-tion) |
| purchase | - | - |
| - | loaned | - |
| - | - | insurance |
| employ | - | - |
| - | invested | - |
VIII. Do it in English making use of the active vocabulary:
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