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golden-brown broadcloth, faceted with small, dark-red buttons. Her head
was decorated with a brownish-red shake of a type she had learned was
becoming to her, brimless and with a trailing plume, and her throat was
graced by a three-strand necklace of gold beads. Her hands were smoothly
gloved as usual, and her little feet daintily shod. There was a look
of girlish distress in her eyes, which, however, she was trying hard to
conceal.
"Honey," she exclaimed, on seeing him, her arms extended--"what is the
trouble? I wanted so much to ask you the other night. You're not going
to fail, are you? I heard father and Owen talking about you last night."
"What did they say?" he inquired, putting his arm around her and looking
quietly into her nervous eyes.
"Oh, you know, I think papa is very angry with you. He suspects. Some
one sent him an anonymous letter. He tried to get it out of me last
night, but he didn't succeed. I denied everything. I was in here twice
this morning to see you, but you were out. I was so afraid that he might
see you first, and that you might say something."
"Me, Aileen?"
"Well, no, not exactly. I didn't think that. I don't know what I
thought. Oh, honey, I've been so worried. You know, I didn't sleep at
all. I thought I was stronger than that; but I was so worried about you.
You know, he put me in a strong light by his desk, where he could see my
face, and then he showed me the letter. I was so astonished for a moment
I hardly know what I said or how I looked."
"What did you say?"
"Why, I said: 'What a shame! It isn't so!' But I didn't say it right
away. My heart was going like a trip-hammer. I'm afraid he must have
been able to tell something from my face. I could hardly get my breath."
"He's a shrewd man, your father," he commented. "He knows something
about life. Now you see how difficult these situations are. It's a
blessing he decided to show you the letter instead of watching the
house. I suppose he felt too bad to do that. He can't prove anything
now. But he knows. You can't deceive him."
"How do you know he knows?"
"I saw him yesterday."
"Did he talk to you about it?"
"No; I saw his face. He simply looked at me."
"Honey! I'm so sorry for him!"
"I know you are. So am I. But it can't be helped now. We should have
thought of that in the first place."
"But I love you so. Oh, honey, he will never forgive me. He loves me so.
He mustn't know. I won't admit anything. But, oh, dear!"
She put her hands tightly together on his bosom, and he looked
consolingly into her eyes. Her eyelids, were trembling, and her lips.
She was sorry for her father, herself, Cowperwood. Through her he could
sense the force of Butler's parental affection; the volume and danger of
his rage. There were so many, many things as he saw it now converging to
make a dramatic denouement.
"Never mind," he replied; "it can't be helped now. Where is my strong,
determined Aileen? I thought you were going to be so brave? Aren't you
going to be? I need to have you that way now."
"Do you?"
"Yes."
"Are you in trouble?"
"I think I am going to fail, dear."
"Oh, no!"
"Yes, honey. I'm at the end of my rope. I don't see any way out just at
present. I've sent for my father and my lawyer. You mustn't stay
here, sweet. Your father may come in here at any time. We must meet
somewhere--to-morrow, say--to-morrow afternoon. You remember Indian
Rock, out on the Wissahickon?"
"Yes."
"Could you be there at four?"
"Yes."
"Look out for who's following. If I'm not there by four-thirty, don't
wait. You know why. It will be because I think some one is watching.
There won't be, though, if we work it right. And now you must run,
sweet. We can't use Nine-thirty-one any more. I'll have to rent another
place somewhere else."
"Oh, honey, I'm so sorry."
"Aren't you going to be strong and brave? You see, I need you to be."
He was almost, for the first time, a little sad in his mood.
"Yes, dear, yes," she declared, slipping her arms under his and pulling
him tight. "Oh, yes! You can depend on me. Oh, Frank, I love you so!
I'm so sorry. Oh, I do hope you don't fail! But it doesn't make any
difference, dear, between you and me, whatever happens, does it? We will
love each other just the same. I'll do anything for you, honey! I'll do
anything you say. You can trust me. They sha'n't know anything from me."
She looked at his still, pale face, and a sudden strong determination
to fight for him welled up in her heart. Her love was unjust, illegal,
outlawed; but it was love, just the same, and had much of the fiery
daring of the outcast from justice.
"I love you! I love you! I love you, Frank!" she declared. He unloosed
her hands.
"Run, sweet. To-morrow at four. Don't fail. And don't talk. And don't
admit anything, whatever you do."
"I won't."
"And don't worry about me. I'll be all right."
He barely had time to straighten his tie, to assume a nonchalant
attitude by the window, when in hurried Stener's chief clerk--pale,
disturbed, obviously out of key with himself.
"Mr. Cowperwood! You know that check I gave you last night? Mr. Stener
says it's illegal, that I shouldn't have given it to you, that he will
hold me responsible. He says I can be arrested for compounding a felony,
and that he will discharge me and have me sent to prison if I don't
get it back. Oh, Mr. Cowperwood, I am only a young man! I'm just really
starting out in life. I've got my wife and little boy to look after. You
won't let him do that to me? You'll give me that check back, won't you?
I can't go back to the office without it. He says you're going to fail,
and that you knew it, and that you haven't any right to it."
Cowperwood looked at him curiously. He was surprised at the variety and
character of these emissaries of disaster. Surely, when troubles chose
to multiply they had great skill in presenting themselves in rapid
order. Stener had no right to make any such statement. The transaction
was not illegal. The man had gone wild. True, he, Cowperwood, had
received an order after these securities were bought not to buy or sell
any more city loan, but that did not invalidate previous purchases.
Stener was browbeating and frightening his poor underling, a better man
than himself, in order to get back this sixty-thousand-dollar check.
What a petty creature he was! How true it was, as somebody had remarked,
that you could not possibly measure the petty meannesses to which a fool
could stoop!
"You go back to Mr. Stener, Albert, and tell him that it can't be done.
The certificates of loan were purchased before his order arrived, and
the records of the exchange will prove it. There is no illegality here.
I am entitled to that check and could have collected it in any qualified
court of law. The man has gone out of his head. I haven't failed yet.
You are not in any danger of any legal proceedings; and if you are, I'll
help defend you. I can't give you the check back because I haven't it to
give; and if I had, I wouldn't. That would be allowing a fool to make a
fool of me. I'm sorry, very, but I can't do anything for you."
"Oh, Mr. Cowperwood!" Tears were in Stires's eyes. "He'll discharge me!
He'll forfeit my sureties. I'll be turned out into the street. I have
only a little property of my own--outside of my salary!"
He wrung his hands, and Cowperwood shook his head sadly.
"This isn't as bad as you think, Albert. He won't do what he says. He
can't. It's unfair and illegal. You can bring suit and recover your
salary. I'll help you in that as much as I'm able. But I can't give you
back this sixty-thousand-dollar check, because I haven't it to give.
I couldn't if I wanted to. It isn't here any more. I've paid for the
securities I bought with it. The securities are not here. They're in the
sinking-fund, or will be."
He paused, wishing he had not mentioned that fact. It was a slip of the
tongue, one of the few he ever made, due to the peculiar pressure of the
situation. Stires pleaded longer. It was no use, Cowperwood told him.
Finally he went away, crestfallen, fearsome, broken. There were tears
of suffering in his eyes. Cowperwood was very sorry. And then his father
was announced.
The elder Cowperwood brought a haggard face. He and Frank had had a long
conversation the evening before, lasting until early morning, but it had
not been productive of much save uncertainty.
"Hello, father!" exclaimed Cowperwood, cheerfully, noting his father's
gloom. He was satisfied that there was scarcely a coal of hope to be
raked out of these ashes of despair, but there was no use admitting it.
"Well?" said his father, lifting his sad eyes in a peculiar way.
"Well, it looks like stormy weather, doesn't it? I've decided to call a
meeting of my creditors, father, and ask for time. There isn't anything
else to do. I can't realize enough on anything to make it worth while
talking about. I thought Stener might change his mind, but he's worse
rather than better. His head bookkeeper just went out of here."
"What did he want?" asked Henry Cowperwood.
"He wanted me to give him back a check for sixty thousand that he paid
me for some city loan I bought yesterday morning." Frank did not explain
to his father, however, that he had hypothecated the certificates this
check had paid for, and used the check itself to raise money enough to
pay the Girard National Bank and to give himself thirty-five thousand in
cash besides.
"Well, I declare!" replied the old man. "You'd think he'd have better
sense than that. That's a perfectly legitimate transaction. When did you
say he notified you not to buy city loan?"
"Yesterday noon."
"He's out of his mind," Cowperwood, Sr., commented, laconically.
"It's Mollenhauer and Simpson and Butler, I know. They want my
street-railway lines. Well, they won't get them. They'll get them
through a receivership, and after the panic's all over. Our creditors
will have first chance at these. If they buy, they'll buy from them. If
it weren't for that five-hundred-thousand-dollar loan I wouldn't think a
thing of this. My creditors would sustain me nicely. But the moment that
gets noised around!... And this election! I hypothecated those city loan
certificates because I didn't want to get on the wrong side of Davison.
I expected to take in enough by now to take them up. They ought to be in
the sinking-fund, really."
The old gentleman saw the point at once, and winced.
"They might cause you trouble, there, Frank."
"It's a technical question," replied his son. "I might have been
intending to take them up. As a matter of fact, I will if I can before
three. I've been taking eight and ten days to deposit them in the past.
In a storm like this I'm entitled to move my pawns as best I can."
Cowperwood, the father, put his hand over his mouth again. He felt very
disturbed about this. He saw no way out, however. He was at the end
of his own resources. He felt the side-whiskers on his left cheek. He
looked out of the window into the little green court. Possibly it was a
technical question, who should say. The financial relations of the city
treasury with other brokers before Frank had been very lax. Every banker
knew that. Perhaps precedent would or should govern in this case. He
could not say. Still, it was dangerous--not straight. If Frank could get
them out and deposit them it would be so much better.
"I'd take them up if I were you and I could," he added.
"I will if I can."
"How much money have you?"
"Oh, twenty thousand, all told. If I suspend, though, I'll have to have
a little ready cash."
"I have eight or ten thousand, or will have by night, I hope."
He was thinking of some one who would give him a second mortgage on his
house.
Cowperwood looked quietly at him. There was nothing more to be said to
his father. "I'm going to make one more appeal to Stener after you leave
here," he said. "I'm going over there with Harper Steger when he comes.
If he won't change I'll send out notice to my creditors, and notify
the secretary of the exchange. I want you to keep a stiff upper lip,
whatever happens. I know you will, though. I'm going into the thing head
down. If Stener had any sense--" He paused. "But what's the use talking
about a damn fool?"
He turned to the window, thinking of how easy it would have been, if
Aileen and he had not been exposed by this anonymous note, to have
arranged all with Butler. Rather than injure the party, Butler, in
extremis, would have assisted him. Now...!
His father got up to go. He was as stiff with despair as though he were
suffering from cold.
"Well," he said, wearily.
Cowperwood suffered intensely for him. What a shame! His father! He felt
a great surge of sorrow sweep over him but a moment later mastered it,
and settled to his quick, defiant thinking. As the old man went out,
Harper Steger was brought in. They shook hands, and at once started
for Stener's office. But Stener had sunk in on himself like an empty
gas-bag, and no efforts were sufficient to inflate him. They went out,
finally, defeated.
"I tell you, Frank," said Steger, "I wouldn't worry. We can tie this
thing up legally until election and after, and that will give all this
row a chance to die down. Then you can get your people together and talk
sense to them. They're not going to give up good properties like this,
even if Stener does go to jail."
Steger did not know of the sixty thousand dollars' worth of hypothecated
securities as yet. Neither did he know of Aileen Butler and her father's
boundless rage.
Chapter XXX
There was one development in connection with all of this of which
Cowperwood was as yet unaware. The same day that brought Edward Butler
the anonymous communication in regard to his daughter, brought almost a
duplicate of it to Mrs. Frank Algernon Cowperwood, only in this case the
name of Aileen Butler had curiously been omitted.
Perhaps you don't know that your husband is running with another woman.
If you don't believe it, watch the house at 931 North Tenth Street.
Mrs. Cowperwood was in the conservatory watering some plants when this
letter was brought by her maid Monday morning. She was most placid in
her thoughts, for she did not know what all the conferring of the night
before meant. Frank was occasionally troubled by financial storms, but
they did not see to harm him.
"Lay it on the table in the library, Annie. I'll get it."
She thought it was some social note.
In a little while (such was her deliberate way), she put down her
sprinkling-pot and went into the library. There it was lying on the
green leather sheepskin which constituted a part of the ornamentation
of the large library table. She picked it up, glanced at it curiously
because it was on cheap paper, and then opened it. Her face paled
slightly as she read it; and then her hand trembled--not much. Hers
was not a soul that ever loved passionately, hence she could not suffer
passionately. She was hurt, disgusted, enraged for the moment, and
frightened; but she was not broken in spirit entirely. Thirteen years
of life with Frank Cowperwood had taught her a number of things. He was
selfish, she knew now, self-centered, and not as much charmed by her as
he had been. The fear she had originally felt as to the effect of her
preponderance of years had been to some extent justified by the lapse
of time. Frank did not love her as he had--he had not for some time; she
had felt it. What was it?--she had asked herself at times--almost, who
was it? Business was engrossing him so.
Finance was his master. Did this mean the end of her regime, she
queried. Would he cast her off? Where would she go? What would she do?
She was not helpless, of course, for she had money of her own which
he was manipulating for her. Who was this other woman? Was she young,
beautiful, of any social position? Was it--? Suddenly she stopped. Was
it? Could it be, by any chance--her mouth opened--Aileen Butler?
She stood still, staring at this letter, for she could scarcely
countenance her own thought. She had observed often, in spite of all
their caution, how friendly Aileen had been to him and he to her. He
liked her; he never lost a chance to defend her. Lillian had thought of
them at times as being curiously suited to each other temperamentally.
He liked young people. But, of course, he was married, and Aileen was
infinitely beneath him socially, and he had two children and herself.
And his social and financial position was so fixed and stable that he
did not dare trifle with it. Still she paused; for forty years and two
children, and some slight wrinkles, and the suspicion that we may be no
longer loved as we once were, is apt to make any woman pause, even in
the face of the most significant financial position. Where would she go
if she left him? What would people think? What about the children?
Could she prove this liaison? Could she entrap him in a compromising
situation? Did she want to?
She saw now that she did not love him as some women love their husbands.
She was not wild about him. In a way she had been taking him for
granted all these years, had thought that he loved her enough not to be
unfaithful to her; at least fancied that he was so engrossed with the
more serious things of life that no petty liaison such as this letter
indicated would trouble him or interrupt his great career. Apparently
this was not true. What should she do? What say? How act? Her none too
brilliant mind was not of much service in this crisis. She did not know
very well how either to plan or to fight.
The conventional mind is at best a petty piece of machinery. It is
oyster-like in its functioning, or, perhaps better, clam-like. It has
its little siphon of thought-processes forced up or down into the mighty
ocean of fact and circumstance; but it uses so little, pumps so faintly,
that the immediate contiguity of the vast mass is not disturbed. Nothing
of the subtlety of life is perceived. No least inkling of its storms
or terrors is ever discovered except through accident. When some crude,
suggestive fact, such as this letter proved to be, suddenly manifests
itself in the placid flow of events, there is great agony or disturbance
and clogging of the so-called normal processes. The siphon does not
work right. It sucks in fear and distress. There is great grinding of
maladjusted parts--not unlike sand in a machine--and life, as is so
often the case, ceases or goes lamely ever after.
Mrs. Cowperwood was possessed of a conventional mind. She really knew
nothing about life. And life could not teach her. Reaction in her from
salty thought-processes was not possible. She was not alive in the
sense that Aileen Butler was, and yet she thought that she was very
much alive. All illusion. She wasn't. She was charming if you loved
placidity. If you did not, she was not. She was not engaging, brilliant,
or forceful. Frank Cowperwood might well have asked himself in the
beginning why he married her. He did not do so now because he did
not believe it was wise to question the past as to one's failures and
errors. It was, according to him, most unwise to regret. He kept his
face and thoughts to the future.
But Mrs. Cowperwood was truly distressed in her way, and she went about
the house thinking, feeling wretchedly. She decided, since the letter
asked her to see for herself, to wait. She must think how she would
watch this house, if at all. Frank must not know. If it were Aileen
Butler by any chance--but surely not--she thought she would expose her
to her parents. Still, that meant exposing herself. She determined to
conceal her mood as best she could at dinner-time--but Cowperwood was
not able to be there. He was so rushed, so closeted with individuals, so
closely in conference with his father and others, that she scarcely saw
him this Monday night, nor the next day, nor for many days.
For on Tuesday afternoon at two-thirty he issued a call for a meeting of
his creditors, and at five-thirty he decided to go into the hands of a
receiver. And yet, as he stood before his principal creditors--a group
of thirty men--in his office, he did not feel that his life was ruined.
He was temporarily embarrassed. Certainly things looked very black. The
city-treasurership deal would make a great fuss. Those hypothecated city
loan certificates, to the extent of sixty thousand, would make another,
if Stener chose. Still, he did not feel that he was utterly destroyed.
"Gentlemen," he said, in closing his address of explanation at the
meeting, quite as erect, secure, defiant, convincing as he had ever
been, "you see how things are. These securities are worth just as much
as they ever were. There is nothing the matter with the properties
behind them. If you will give me fifteen days or twenty, I am satisfied
that I can straighten the whole matter out. I am almost the only one who
can, for I know all about it. The market is bound to recover. Business
is going to be better than ever. It's time I want. Time is the only
significant factor in this situation. I want to know if you won't give
me fifteen or twenty days--a month, if you can. That is all I want."
He stepped aside and out of the general room, where the blinds were
drawn, into his private office, in order to give his creditors an
opportunity to confer privately in regard to his situation. He had
friends in the meeting who were for him. He waited one, two, nearly
three hours while they talked. Finally Walter Leigh, Judge Kitchen,
Avery Stone, of Jay Cooke & Co., and several others came in. They were a
committee appointed to gather further information.
"Nothing more can be done to-day, Frank," Walter Leigh informed him,
quietly. "The majority want the privilege of examining the books. There
is some uncertainty about this entanglement with the city treasurer
which you say exists. They feel that you'd better announce a temporary
suspension, anyhow; and if they want to let you resume later they can do
so."
"I'm sorry for that, gentlemen," replied Cowperwood, the least bit
depressed. "I would rather do anything than suspend for one hour, if I
could help it, for I know just what it means. You will find assets
here far exceeding the liabilities if you will take the stocks at their
normal market value; but that won't help any if I close my doors. The
public won't believe in me. I ought to keep open."
"Sorry, Frank, old boy," observed Leigh, pressing his hand
affectionately. "If it were left to me personally, you could have all
the time you want. There's a crowd of old fogies out there that won't
listen to reason. They're panic-struck. I guess they're pretty hard
hit themselves. You can scarcely blame them. You'll come out all right,
though I wish you didn't have to shut up shop. We can't do anything with
them, however. Why, damn it, man, I don't see how you can fail, really.
In ten days these stocks will be all right."
Judge Kitchen commiserated with him also; but what good did that do? He
was being compelled to suspend. An expert accountant would have to
come in and go over his books. Butler might spread the news of this
city-treasury connection. Stener might complain of this last city-loan
transaction. A half-dozen of his helpful friends stayed with him until
four o'clock in the morning; but he had to suspend just the same. And
when he did that, he knew he was seriously crippled if not ultimately
defeated in his race for wealth and fame.
When he was really and finally quite alone in his private bedroom
he stared at himself in the mirror. His face was pale and tired, he
thought, but strong and effective. "Pshaw!" he said to himself, "I'm
not whipped. I'm still young. I'll get out of this in some way yet.
Certainly I will. I'll find some way out."
And so, cogitating heavily, wearily, he began to undress. Finally he
sank upon his bed, and in a little while, strange as it may seem, with
all the tangle of trouble around him, slept. He could do that--sleep
and gurgle most peacefully, the while his father paced the floor in his
room, refusing to be comforted. All was dark before the older man--the
future hopeless. Before the younger man was still hope.
And in her room Lillian Cowperwood turned and tossed in the face of this
new calamity. For it had suddenly appeared from news from her father and
Frank and Anna and her mother-in-law that Frank was about to fail, or
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