Экзаменационные тесты.Иностранный язык для проф.целей (Английский) 3 кредита для студентов 2 курса по специальности «Учет и Аудит», «Оценка», «Стастистика» English for Financial Sector
№ Текст вопроса/варианты ответа
1 ______________ is a loan to buy property.
bonds
deposit
mortgage
shares
takeover
2 income
general development or change in a situation or in people's behavior
all the money received by a person during a particular period
anything of value owned by a business; for a bank, the loans it has made
the money earned by a country's people in a particular period
the money used in a particular country
3 Money you put in the bank is called a ____________
takeover
shares
mortgage
deposit
bonds
4 national income
anything of value owned by a business; for a bank, the loans it has made
general development or change in a situation or in people's behavior
all the money received by a person during a particular period
the money used in a particular country
the money earned by a country's people in a particular period
5 Securities representing part-ownership of a company are called___________
bonds
deposit
mortgage
shares
takeover
6 trend
all the money received by a person during a particular period
anything of value owned by a business; for a bank, the loans it has made
general development or change in a situation or in people's behavior
the money earned by a country's people in a particular period
the money used in a particular country
7 --------- are interest-paying securities issued by companies that need to borrow money
bonds
shares
mortgage
deposit
takeover
8 currency
the money earned by a country's people in a particular period
all the money received by a person during a particular period
anything of value owned by a business; for a bank, the loans it has made
general development or change in a situation or in people's behavior
e the money used in a particular country
9 ____________ is when a company gains control of another one by buying its stocks.
bonds
shares
takeover
mortgage
deposit
10 conglomerates
groups of companies that have joined together
sums of money paid as penalties for breaking the law
made it illegal to do something
people who place money in bank accounts
abolished or ended rules and restrictions
11 depositors
made it illegal to do something
people who place money in bank accounts
abolished or ended rules and restrictions
sums of money paid as penalties for breaking the law
groups of companies that have joined together
12 fines
sums of money paid as penalties for breaking the law
groups of companies that have joined together
people who place money in bank accounts
made it illegal to do something
abolished or ended rules and restrictions
13 prohibited
groups of companies that have joined together
sums of money paid as penalties for breaking the law
abolished or ended rules and restrictions
people who place money in bank accounts
made it illegal to do something
14 trend
general development or change in a situation or in people's behavior
the money used in a particular country
the money earned by a country's people in a particular period
all the money received by a person during a particular period
anything of value owned by a business; for a bank, the loans it has made
15 Put the words in correct order
week next I forward you seeing to look
I look forward to seeing you next week
to look week next I forward you seeing
you seeing week next I forward to look
I forward week next you seeing to look
16 Put the words in correct order
forgot to the sorry add I attachment!
Sorry, I forgot to add the attachment!
attachment forgot to the sorry add I!
add forgot to the sorry I attachment!
the forgot to sorry add I attachment!
17 the abbreviation for a company's earnings before interest and taxes
EBIT
credit limit
operating cash flow
cost of funds
margin
18 The maximum amount that a bank will lend to a customer
credit limit
EBIT
operating cash flow
cost of funds
margin
19 Can you give me ____
advise
a advice
an advice
a piece of advice
an advise
20 the expenses of operating a business that are not directly related to individual products or services (e.g. electricity, telephones, administrative costs)
operating cash flow
margin
cost of funds
EBIT
credit limit
21 Match the word with the similar meaning “ask”
commence
obtain
enquire
inform
purchase
22 Match the words with their definitions “capital”
encouragement or a reason to do something
factories, and the machines and equipment in them
the quantity of goods and services offered for sale by companies
the rate at which the central bank lends money to commercial banks
money invested in companies, to buy buildings, machinery, etc
23 Match the word with the similar meaning “begin”
commence
obtain
enquire
inform
purchase
24 Match the words with their definitions “plant”
encouragement or a reason to do something
factories, and the machines and equipment in them
the rate at which the central bank lends money to commercial banks
the quantity of goods and services offered for sale by companies
money invested in companies, to buy buildings, machinery, etc
25 Match the word with the similar meaning “buy”
commence
obtain
enquire
inform
purchase
26 Match the words with their definitions “demand”
what people consume and how much they invest
factories, and the machines and equipment in them
the quantity of goods and services offered for sale by companies
the rate at which the central bank lends money to commercial banks
money invested in companies, to buy buildings, machinery, et
27 Match the word with the similar meaning “get”
commence
obtain
enquire
inform
invest
28 “labor”
work done by people employed by businesses
factories, and the machines and equipment in them
the quantity of goods and services offered for sale by companies
the rate at which the central bank lends money to commercial banks
money invested in companies, to buy buildings, machinery, etc
29 “tell”
commence
obtain
enquire
inform
purchase
30 “supply
encouragement or a reason to do something
factories, and the machines and equipment in them
the quantity of goods and services offered for sale by companies
the rate at which the central bank lends money to commercial banks
money invested in companies, to buy buildings, machinery, etc
31 Choose the right variant
week next I forward you seeing to look
next I forward you seeing to look week
I look forward to seeing you next week
week to look next I forward you seeing
I forward week next you seeing to look
32 “consume”
to spend money on goods and services
factories, and the machines and equipment in them
the quantity of goods and services offered for sale by companies
the rate at which the central bank lends money to commercial banks
money invested in companies, to buy buildings, machinery, etc
33 Choose the right variant
Sorry, I forgot to add the attachment!
attachment forgot to the sorry add I!
forgot to the sorry add I attachment!
add forgot to the sorry I attachment!
I forgot to the sorry add attachment!
34 “salary”
money, paid monthly by an employer
mоnеу paid by the day or the hour
money received for working extra hours
extra money given for meeting а target or for good financial results
money paid by а соmраnу or the government to а retired person
35 Choose the right variant
I'm sending the report as an attachment
I'm report attachment sending the as an
I'm report sending attachment the as an
I'm report as an attachment sending the
I'm report the attachment sending as an
36 “wages”
mоnеу paid by the day or the hour
extra money given for meeting а target or for good financial results
money received for working extra hours
money paid to professional people such as lawyers and architects
money paid to professional people such as lawyers and architects
37 “base rate
money invested in companies, to buy buildings, machinery, etc
factories, and the machines and equipment in them
money invested in companies, to buy buildings, machinery, etc.
the quantity of goods and services offered for sale by companies
the rate at which the central bank lends money to commercial banks
38 “overtime”
money received for working extra hours
extra money given for meeting а target or for good financial results
money paid to professional people such as lawyers and architects
money paid by the government to unemployed and sick people
money paid by а соmраnу or the government to а retired person
39 “supply”
encouragement or a reason to do something
factories, and the machines and equipment in them
the quantity of goods and services offered for sale by companies
the rate at which the central bank lends money to commercial banks
money invested in companies, to buy buildings, machinery, etc
40 “bonus”
extra money given for meeting а target or for good financial results
money paid to professional people such as lawyers and architects
money paid by the government to unemployed and sick people
money paid by а соmраnу or the government to а retired person
money, paid monthly by an employer
41 “fees”
money paid by the government to unemployed and sick people
money paid to professional people such as lawyers and architects
money paid by а соmраnу or the government to а retired person
money, paid monthly by an employer
money received for working extra hours
42 “loans that рау interest and are repaid at а fixed future date”
bonds
1оan
tax
bills
socia1 security
43 “socia1 security”
money paid by а соmраnу or the government to а retired person
money paid by the government to unemployed and sick people
money, paid monthly by an employer
money received for working extra hours
money spent on everyday needs such as food, clothes and public transport
44 “companies' debts”
1iabilities
share capital
1оan
bonds
bills
45 “1оan”
money, borrowed from banks
the money paid for the use of а house or flat
the money paid for the use of а house or flat
money spent on everyday needs such as food, clothes and public transport
certificates, representing units of ownership of а соmраnу
46 “а pension:.”
money, paid monthly by an employer
money paid by а соmраnу or the government to а retired person
money received for working extra hours
money spent on everyday needs such as food, clothes and public transport
money paid by the government to unemployed and sick people
47 “All the mоnеу coming into а соmраnу during given period”
revenue
profit
dividend
net inсоmе
tax
48 “living expenses”
money spent on everyday needs such as food, clothes and public transport
money paid by а соmраnу or the government to а retired person
money paid by the government to unemployed and sick people
the money paid for the use of а house or flat
repayments of money borrowed to buy а house or flat
49 “Revenue minus the cost of sa1es and operating expenses”
profit
revenue
dividend
tax
bonds
50 “bills”
requests for the payment оf money owed for services such as electricity, gas and telephone connections
money spent on everyday needs such as food, clothes and public transport
money paid by а соmраnу or the government to а retired person
money paid by the government to unemployed and sick people
the money paid for the use of а house or flat
51 “The part of profit that а соmраnу pays to its shareholders”
tax
dividend
bonds
profit
revenue
52 “а mortgage”
money paid by а соmраnу or the government to а retired person
money paid by the government to unemployed and sick people
repayments of money borrowed to buy а house or flat
money paid to professional people such as lawyers and architects
a financia1 statements
53 “Company’s information about financia1 situation”
financia1 statements
1iabi1ities
company's assets
creditors
net inсоmе
54 “rent”
money paid by the government to unemployed and sick people
the money paid for the use of а house or flat
repayments of money borrowed to buy а house or flat
money paid to professional people such as lawyers and architects
extra money given for meeting а target or for good financial results
55 “the substances and components used to make products”
raw materials
1iabi1ities
financia1 statements
net inсоmе
dividend
56 “shares or equities”
repayments of money borrowed to buy а house or flat
certificates, representing units of ownership of а соmpanу
extra money given for meeting а target or for good financial results
money paid to finanсе government spending
money, borrowed from banks
57 “suppliers to whom the company owes money for purchases”
creditors
1iabi1ities
financia1 statements
debts
company's assets
58 “tax”
money paid to finanсе government spending
money, borrowed from banks
money paid to professional people such as lawyers and architects
extra money given for meeting а target or for good financial results
the money paid for the use of а house or flat
59 “a business arrangement in which several people work together, and share the risks and profits”
chief executive officer
partnership
financia1 statements
sole trader business
1iabi1ities
60 “an enterprise owned and operated by a single person also has unlimited liability for debts.”
sole trader business
1iabi1ities
financia1 statements
board of directors
chief executive officer
61 A stock exchange
is a market where anyone can buy stocks and shares.
is a market where anyone can buy goods
is a market where anyone can buy clothes
place where anyone can get a loan
place where anyone can get information
62 “ depreciation or amortization ”
reducing the value of assets in the company's accounts
reducing the cost
deducting the profit
financia1 statements
1iabi1ities
63 “appreciate”
to record something at a different price
assets that will no longer be in the company in 12 months' time
to increase rather than decrease in value
out of date, needing to be replaced by something newer
assets that will remain in the company for several years
64 “ wear out”
to become used and damaged
assets that will remain in the company for several years
out of date, needing to be replaced by something newer
to increase rather than decrease in value
assets that will no longer be in the company in 12 months' time
65 “fixed assets”
to record something at a different price
assets that will no longer be in the company in 12 months' time
to increase rather than decrease in value
out of date, needing to be replaced by something newer
assets that will remain in the company for several years
66 “current assets ”
assets that will remain in the company for several years
out of date, needing to be replaced by something newer
to increase rather than decrease in value
assets that will no longer be in the company in 12 months' time
to record something at a different price
67 “revalue”
out of date, needing to be replaced by something newer
to increase rather than decrease in value
assets that will no longer be in the company in 12 months' time
to become used and damaged
to record something at a different price
68 “obsolete”
to increase rather than decrease in value
to become used and damaged
assets that will no longer be in the company in 12 months' time
to record something at a different price
out of date, needing to be replaced by something newer
69 “audit is”
examination of a company's accuracy and correctness of the accounts
examination of a company's profit
examination of a company's tax
examination of a company's value
making a test
70 “An internal audit is”
an examination of a company's accounts by its own internal auditors or controllers
an examination of a company's accounts by independent auditors who do not work for the company
an examination of a company's accounts by the fiscal policy
an examination of a company's accounts by the consumers
an examination of a company's accounts by the teachers
71 “external audit is”
an examination of a company's accounts by its own internal auditors or controllers
an examination of a company's accounts by independent auditors who do not work for the company
an examination of a company's accounts by the fiscal policy
an examination of a company's accounts by the consumers
an examination of a company's accounts by the teachers
72 “bookkeepers”
company employees who check the financial statements
expert accountants working for independent firms who review companies' financial statements and accounting records
people who prepare financial statements
people who prepare a company's day-to-day accounts
senior managers explaining what needs to be change
73 “accountants”
company employees who check the financial statements
expert accountants working for independent firms who review companies' financial statements and accounting records
people who prepare a company's day-to-day accounts
people who prepare financial statements
senior managers explaining what needs to be changed
74 “internal auditors ”
senior managers explaining what needs to be changed
people who prepare financial statements
people who prepare a company's day-to-day accounts
expert accountants working for independent firms who review companies' financial statements and accounting records
company employees who check the financial statements
75 “external auditors”
expert accountants working for independent firms who review companies' financial statements and accounting records
senior managers explaining what needs to be changed
people who prepare financial statements
people who prepare a company's day-to-day accounts
company employees who check the financial statements
76 Which phrase you will use for Apologizing in formal letter?
I regret to inform you that…
We are writing to inform you that…
I am just writing to confirm…
We are pleased to announce…
Further to our meeting last Friday….
77 Put the correct word. ____________ bonds are issued by companies to raise capital.
alternative
corporate
company
interest
investment
78 Match the words with the similar word to GET
commence
enquire
sell
purchase
provide
79 A ______________is an amount of money borrowed from a bank for a fixed period.
cheque
loan
deposit
assets
balance
80 Give the right meaning of the word: VAST
small
little
extremely big
separate
special
81 A general development or change in a situation or in people’s behavior
currency
lucrative
income
trend
liabilities
82 Adjective, meaning after all deductions have been made:
bet
gross
net
zero
set
83 A reduction in a value of an asset, charged against profits
waste
loss
amortization
commissions
tax
84 Choose the correct answer. Money you put in the bank is called _______.
Deposit
Merger
Pension
Takeover
Capital
85 Put the correct word. He possessed vast, almost _________, talent and ambition.
Unimaginable
Terrible
Separated
Reputed
Uninterested
86 The money used in particular country.
National income
Trend
Assets
Liabilities
Currency
87 “система банковских филиалов”
Business increase
Redesigning
bank accounts
currency of the country
branch banking
88 “валюта”
Capital
Loan
Profit
Currency
Levy
89 The name of the British currency
Sterling
Quetzal
Shekel
Riel
Dollar
90 Match the word. The bank of England has two___________ purposes.
Policy
Core
Inflation
Target
Oversight
91 “кредитор”
Consumer
Lender
Investor
Financier
Bookkeeper
92 Money paid to a retired person is called_______
Shares
Merger
Bonds
Pension
Capital
93 “запрещенный”
Prohibited
Repealed
Underwritten
Fined
Deregulated
94 Translate the word: “влиять”
Influence
Maintain
Implement
Identify
Reduce
95 “доход”
Income
Fee
Waste
Tax
Target
96 Half a century later, in the 1980s and 90s, many banks were looking for new markets and higher ________ in a period of increasing globalization.
Profits
Systems
Practice
Belongs
Pragmatics
97 Accounting costs __________economic costs.
always exceeds
are always less than
are always equal
have nothing to do with
none of the
98 “Слияние”
Merger
Takeover
Stocks
Deposit
Bonds
99 “одобрять заявку”
approve the application
release documents
advise acceptance
disapprove the application
work in progress
100 Payment within 30 days _____ delivery.
above
in
at
of
on
101 Move on ___ another item.
in
at
to
the
with
102 Answer the question. A charge for a service performed by a bank?
Commission
Fee
Tax
tariffs
Loss
103 Choose the adjective.
Analytically
Analytic
Analysis
Analyst
Analyse
104 “перерасход”
A cheque
A loan
The balance
An overdraft
Money
105 Complete the sentence “How about …….. there together”
going
to go
have to go
gone
went
106 The money earned by a country’s people in a particular period.
National income
Currency
Liabilities
Assets
Trend
107 Only ____________ banks can give loans to people.
cancelled
Investment
Commercial
Emission
Deposit
108 Complete the sentence “Have you considered --------- life assurance”.
got
getting
to get
have got
get
109 Only ____________ banks could issue stocks for corporations.
cancelled
Investment
Commercial
Emission
Deposit
110 Complete the sentence “It's advisable -------- your portfolio”.
diversify
diversifying
to diversify
diversified
diversification
111 Complete the sentence “I think you should --------- in advance”
pay
to pay
paid
paying
have paid
112 “in good condition ”
sound (adjective)
inflation
remunerated
oversight
policy
113 “paid ”
sound (adjective)
inflation
remunerated
oversight
policy
114 “ A charge for a service performed by a bank”
commission
tax
fee
profit
pension
115 “ potential sources of danger”
policy
threats
oversight
target
core (adjective)
116 “Payments for an insurance policy”
commissions
premiums
tariffs
fee
tax
117 “ supervision”
policy
threats
oversight
target
core (adjective)
118 “A reduction in the value of an asset, charged against profits”
amortization
loss
waste
premiums
commissions
119 “the name of the British currency ”
sterling
target
oversight
euro
tenge
120 “A reduction in the value of an asset, charged against profits”
amortization
loss
waste
premiums
commissions
121 “Adjective meaning after all deductions have been made”
gross
net
zero
consolidated
paid
122 “ Things of value that cannot be physically touched, such as reputation (goodwill), brand names and trademarks
intangible assets
liabilities
tangible assets
commissions
premiums
123 “A charge for arranging a transaction (buying or selling securities) ”
commissions
premiums
tariffs
fee
tax
124 “a level or situation which you intend to achieve”
policy
threats
oversight
target
core (adjective)
125 “a general, continuous increase in prices”
sound (adjective)
inflation
oversight
policy
target
126 “ an agreed plan of what to do”
inflation
sound (adjective)
policy
oversight
core (adjective)
127 “basic and most important ”
sound (adjective)
core (adjective)
oversight
inflation
remunerated
128 Make a word combination “ identify ”
risks
remunerated
stability
core (adjective)
oversight
129 Make a word combination “ implement ------- ”
deregulated
polices
repealed
prohibited
exchange rates
130 Make a word combination “ influence ”
oversight
polices
core (adjective)
deregulated
exchange rates
131 Make a word combination “ maintain ------------”
repealed
polices
stability
threats
fined
132 Make a word combination “ reduce ---------- ”
core
polices
stabilit
threats
prohibited
133 “ historical cost”
companies record the original purchase price of assets
companies record their (estimated) current selling price
companies record replacement cost
companies provide shareholders with the information
companies record the current value of their assets
134 “current assets”
cash and stock, which will be used or converted into cash in less than a year
buildings and equipment, which will continue to be used by the business for many years
part of the cost of the assets
the accounting technique
historical cost accounting
135 “fixed assets ”
cash and stock, which will be used or converted into cash in less than a year
buildings and equipment, which will continue to be used by the business for many years
part of the cost of the assets
the accounting technique
historical cost accounting
136 Make a word combination “------- costs”
deduct
depreciate
record
convert
continue
137 Make a word combination “------ fixed assets ”
deduct
depreciate
record
convert
continue
138 I--------- the company's accounts, to make sure that they are accurate with company policies and general accounting principles.
examine
comply with
give
depreciate
deduct
139 Make a word combination “------- market value”
deduct
depreciate
record
convert
continue
140 If the control systems aren't adequate, I make-- - --- concerning changes
examination
compliance
recommendation
depreciation
deduction
141 Make a word combination “profits”
deduct
depreciate
reduce
convert
continue
42 The external auditors check to see if transactions are being ------------- correctly.
bought
rented
recorded
given
recommended
143 Find the word that means the following
“names or symbols that are put on products and cannot be used by other companies.”
credit
incentive
trade marks
measure
depreciation
144 “statements for shareholders and creditors”
liabilities
annual balance sheets
assets
share capital
retained earnings
145 Make a word combination “ value”
deduct
depreciate
reduce
convert
continue
146 “statements for shareholders and creditors”
liabilities
annual balance sheets
assets
share capital
retained earnings
147 Make a word combination “purchase price ”
deduct
depreciate
record
convert
continue
148 “companies which provide raw materials or parts”
suppliers
shareholders
creditors
accountants
drivers
149 make word combination “accounts”
check
comply with
give
depreciate
continue
150 “profits that the company has not distributed to shareholders ”
liabilities
annual balance sheets
assets
share capital
retained earnings
151 “things a company owns and uses in its business.”
liabilities
assets
annual balance sheets
share capital
retained earnings
152 “consist of everything a company owes ”
liabilities
annual balance sheets
assets
share capital
retained earnings
153 “consists of money belonging to a company's owners”
liabilities
annual balance sheets
assets
share capital
shareholders’ equity
154 Choose the right variant.
…….. means making money by selling goods and services.
Investing
Financing
Operations
Depreciation
Amortization
155 Give the synonym: turnover
Gross profit
Sales revenue
Surplus
Loss account
Income
156 Guess the meaning of the definition:
Shows the difference between the revenues and expenses of a period.
Financial statement
EBIT(earnings before interest and tax)
Gross profit
Loss account
Income
157 Choose the suitable word to complete the sentence.
If they have more income than expenditure this is called a …….
Gross profit
Sales revenue
Surplus
Loss account
Income
158 Put the right word in the sentence.
This is a financial statement …… shows difference between the revenues and expenses of a period.
Is
Which
Are
Called
Where
159 Phrases that the person chairing a meeting could use to do the following thing: Move on to another item
Susan, you didn’t let Alice finish.
Ok, if no one has any comments, I’ll move on to the next item…
Hello, everybody. Thank you all for coming.
So let’s get started.
And the last thing I’d like to say…
160 Find the pair of a linking word with the same meaning: “bottom line”
Surplus
Income
Gross profit
Net profit
Cost of sales
161 Phrases that the person chairing a meeting could use to do the following thing: Stop someone interrupting a speaker
Susan, you didn’t let Alice finish.
Are there any matters arising?
So let’s get started.
I’m afraid we’ll have to continue without him.
Do meetings have to begin exactly on time?
162 Complete the sentence.
Companies’ annual reports contain a …… and ……
Profit / loss account
Debit / credit
Books / ledgers
Balance / account
Shares / equities
163 Put the words in the correct order to make questions.
On time meetings have to begin exactly do?
Begin exactly on time meetings have to do?
Meetings have to begin exactly do on time?
Do meetings have to begin exactly on time?
Meetings do have to begin exactly on time?
164 “investing”
Issuing shares
Buying property, plant and equipment
Day-to-day activities
Issuing bonds
Showing any gains and losses
165 Phrases that the person chairing a meeting could use to do the following thing: Welcome people to a meeting
Susan, you didn’t let Alice finish.
Are there any matters arising?
Hello, everybody. Thank you all for coming.
So let’s get started.
I’m afraid we’ll have to continue without him.
166 Guess the meaning of the definition:
The difference between the sales revenue and the cost of sales.
surplus
income
gross profit
net profit
cost of sales
167 “operations”
Issuing shares
Buying or selling property
Day-to-day activities
Issuing bonds
Showing any gains and losses
168 cash flows
The difference between the sales revenue and the cost of sales
Money coming into and leaving the business
Buying or selling property, plant and equipment
Day-to-day activities
Issuing bonds
169 Cost of goods sold (COGS) is-
The difference between the sales revenue and the cost of sales
Money coming into and leaving the business
The costs associated with making the products that have been sold, including raw materials, labour, factory expenses
The total amount of money received during the specific period
Earnings before interest and tax
170 Choose the right variant.
The cash flow statements …… how effectively a company generates and manages cash.
are shown
showing
show
has shown
showed
171 Total sales revenue is-
The difference between the sales revenue and the cost of sales
Money coming into and leaving the business
The costs associated with making the products that have been sold, such as raw materials, labour, factory expenses
The total amount of money received during the specific period
Earnings before interest and tax
172 “Letter of credit”
A document issued by a bank assuring payment to a seller of goods and/or services
The lowest amount of capital allowed to start up a company
Yearly record of the trading results of your company
Documents or processes that cause delays
A small amount of money as payment for a service
173 “Bill of exchange”
The lowest amount of capital allowed to start up a company
A small amount of money as payment for a service
An order written by an exporter instructing an importer to pay a specified amount of money
Documents or processes that cause delays
A document issued by a bank assuring payment to a seller of goods and/or services
174 Put the right word. We have a lot of _________ that we`ll have to pay later this year.
profits
liabilities
money
assets
earnings
175 “Подтверждающий банк”
Issuing bank
Central bank
Retail bank
Confirming bank
Investment bank
176 “Банк-эмитент”
Central bank
Retail bank
Confirming bank
Investment bank
Issuing bank
177 ”Shareholder”
Акционер
Кредитор
Инвестор
Брокер
Аудитор
178 “Balance sheet”
Бухгалтерский отчет
Балансовая система
Балансовый отчет
Кредитный договор
Ежемесячный платеж
179 “Share capital”
profits that the company has not distributed to shareholders
the money a company has spent during a year
the money belonging to a company
the money the company raised by selling its shares
the money belonging to shareholders
180 “ Retained earnings”
the money a company has spent during a year
profits that the company has not distributed to shareholders
the money belonging to a company
the money the company raised by selling its shares
the money belonging to shareholders
181 When you call a bank you don`t understand what somebody has said, what can you say?
Sorry?
What do you say?
Pardon?
Do you have any examples?
Could you explain that again, please?
182 When you call a bank you think somebody isn`t being clear or precise enough, what can you say?
Could you elaborate on that a little?
Could you translate that, please?
Could you say that again?
Would you mind repeating that, please?
Excuse me?
183 Choose the right variant.
The advising bank ____ the seller and notifies him or her that the payment has been made.
spends
sends
advises
presents
pays
184 Choose the right variant. “Confirming bank” (synonym)
Issuing bank
Advising bank
Investment bank
Retail bank
Central bank
185. Choose the right variant. _______ are things a company owns and uses in its business.
Suppliers
Retained earnings
Assets
Liabilities
Shareholder`s equity
186 Choose the right variant. _______ consists of money belonging to a company`s owners.
Shareholder`s equity
Suppliers
Retained earnings
Assets
Liabilities
187 Make a word combination. Distribute ____
liabilities
money
earnings
profits
credit
188 Make a word combination. Grant _____
liabilities
money
earnings
profits
credit
189 Put the right word.
We retain a lot of our ____ because we don`t distribute any of our profits.
liabilities
money
earnings
profits
credit
190 “Suppliers”
profits that the company has not distributed to shareholders
companies that provide other companies with materials, components, etc.
things a company owns and uses in its business
consist of everything a company owes
consists of money belonging to a company`s owners
191 Put the right word.
The issuing bank _______ the confirming bank that the payment has been made.
sends
spends
completes
advises
releases
192 Find the correct definition “ Overheads”
Expenses that are not clearly related to production or manufacturing
A unit of activity in an organization for which costs are calculated separately
Costs that depend on the amount produced
Adjective meaning providing income for a company
Costs that do not change according to the production volume
193 Find the correct definition “Capital “
A company offering financial services
The money a company uses, raised by way of shares and bonds
When two formerly separate companies agree to join together
A company formed by the merger or takeover of several other companies
The ending of some rules and restrictions
194 A unit of activity in an organization for which costs are calculated separately-
Fixed costs
Cost centre
Variable costs
Overheads
Breakeven point
195 Find the correct definition “Merger “
The ending of some rules and restrictions
The money a company uses, raised by way of shares and bonds
When two formerly separate companies agree to join together
A company formed by the merger or takeover of several other companies
When a company offers to buy the shares of another company to gain control of it
196 Costs that depend on the amount produced
Fixed costs
Cost centre
Variable costs
Overheads
Breakeven point
197 Find the correct definition “Cost centre”
Expenses that are not clearly related to production or manufacturing
A unit of activity in an organization for which costs are calculated separately
Costs that depend on the amount produced
Adjective meaning providing income for a company
Costs that do not change according to the production volume
198 Adjective meaning providing income for a company
Profitable
Cost centre
Variable costs
Overheads
Breakeven point
199 Find the correct definition ”Conglomerate “
The money a company uses, raised by way of shares and bonds
When two formerly separate companies agree to join together
A company formed by the merger or takeover of several other companies
The ending of some rules and restrictions
When a company offers to buy the shares of another company to gain control of it
200 Costs that do not change according to the production volume
Profitable
Cost centre
Variable costs
Overheads
Fixed costs
201 Find the correct definition. “Variable costs”
Costs that do not change according to the production volume
Expenses that are not clearly related to production or manufacturing
A unit of activity in an organization for which costs are calculated separately
Costs that depend on the amount produced
Adjective meaning providing income for a company
202 Find the correct definition. “Profitable”
A unit of activity in an organization for which costs are calculated separately
Costs that depend on the amount produced
Adjective meaning providing income for a company
Costs that do not change according to the production volume
The sales volume at which a company doesn’t make a loss, but doesn’t make a profit
203 The ability to sell an asset for cas
Liquidity
Ratio
Currency
Efficiency
Solvency
204 Takeover bid
The money raised by way of shares and bonds
When two formerly separate companies agree to join together
A company offering financial services
A company formed by the merger or takeover of several other companies
When a company offers to buy the shares of another company to gain control of it
205 Choose the right variant:
We tried to contact you but we couldn’t get _____.
In
Through
Up
Back
up
206 “Fixed costs “
A unit of activity in an organization
The sales volume at which a company doesn’t make a loss
Expenses not related to production
Costs that depend on the amount produced
Costs that do not change according to the production volume
207 Breakeven point”
The sales volume at which a company doesn’t make a loss, but doesn’t make a profit
Expenses that are not clearly related to production or manufacturing
Costs that depend on the amount produced
Costs not change the production volume
A unit of activity in an organization for which costs are calculated separately
208 How well a business uses its assets
Liquidity
Ratio
Currency
Efficiency
Solvency
209 “Consulting firm”
A company of experts providing professional advice to businesses for a free
A financial institution that invests money
Deciding what a company is going to do in the future
People who try to predict what will happen in the future
A company that is partly owned by another one
210 “Pension fund”
A company of experts
A financial institution that invests money to provide retirement income for employees
Deciding what a company is going to do in the future
People who try to predict what will happen in the future
A company that is partly owned by another one
211 “The sales volume at which a company doesn’t make a loss, but doesn’t make a profit – “
+ Breakeven point
Fixed costs
Profitable
Variable costs
Cost centre
212 “The relationship between two figures”
Liquidity
Ratio
Currency
Efficiency
Solvency
213 “Strategic planning”
A company of experts providing professional advice to businesses for a free
A financial institution that invests money to provide retirement income for employees
Deciding what a company is going to do in the future
People who try to predict what will happen in the future
A company that that is partly or wholly owned by another one
214 “Forecasters”
A company of experts providing professional advice to businesses
A financial institution that invests money
Deciding what a company is going to do in the future
People who try to predict what will happen in the future
A company that that is partly owned by another one
215 Costs that do not change according to the production volume-
Breakeven point
Fixed costs
Profitable
Variable costs
Cost centre
216 Expenses that are not clearly related to production or manufacturing-
Breakeven point
Fixed costs
Profitable
Variable costs
Overheads
217 “ Solvency”
How easily a business can pay bills or debts they are due
The relationship between two figures
How well a business uses its assets
Costs that do not change according to the production volume
Costs that depend on the amount produced
218 “Consulting firm’
A company of experts providing professional advice to businesses
A financial institution that invests money
Deciding what a company is going to do in the future
People who try to predict what will happen in the future
A company that that is partly owned by another one
219 Find the word that means the following
“name or symbol that is put on products and cannot be used by other companies.”
credit
incentive
trade mark
measure
depreciation
220 Put the right word.
_______ bank redesign specialists, preferably ones that can do _______ and weekend building work.
government, hold
insurance, approve
back office, evening
property, avoid
investment, find
221 ‘Subsidiary”
Deciding what a company is going to do in the future
People who try to predict what will happen in the future
A company that is partly or wholly owned by another one
A financial institution that purchases securities
Making changes to how a company is financed
222 “Efficiency”
How easily a business can pay bills or debts they are due
The relationship between two figures
How well a business uses its assets
Costs that do not change according to the production volume
Costs that depend on the amount produced
223 “Liquidity”
The ability to sell an asset for cash
The relationship between two figures
How well a business uses its assets
Costs that do not change according to the production volume
Costs that depend on the amount produced
224 “Interest”
What you can earn when you leave your money in the bank
An amount borrowed from a bank for a certain length of time, usually for a specific purpose
Something that acts as security or a guarantee for a debt
An arrangement to withdraw more money from a bank account than you have placed in it
A long-term loan to buy somewhere to live
225 Find the correct definition. “Collateral”
Something that acts as security or a guarantee for a debt
An arrangement to withdraw more money from a bank
An arrangement for saving money
To take back property that has not been completely paid for
What you can earn when you leave your money in the bank
226 Find the correct definition. “ Loan “
An arrangement for saving money
To take back property that has not been completely paid for
An amount borrowed from a bank for a certain length of time,
usually for a specific purpose
Something that acts as security or a guarantee for a debt
What you can earn when you leave your money in the bank
227 Put the right word.
__________ doing it till Wednesday.
dismiss
consider
put
consider
Take
228 Find the correct definition. “Institutional investor”
A company of experts
Deciding what a company is going to do in the future
People who try to predict what will happen in the future
A company that is partly owned by another one
A financial institution that purchases securities
229 Find the correct definition. “Overdraft”
Something that acts as security or a guarantee for a debt
An arrangement to withdraw more money from a bank account than you have placed in it
An arrangement for saving money to give you an income when you stop working
To take back property that has not been completely paid for
What you can earn when you leave your money in the bank
230 Find the correct definition. “Mortgage”
Something that acts as security or a guarantee for a debt
An arrangement to withdraw more money from a bank account than you have placed in it
A long-term loan to buy something where to live
To take back property that has not been completely paid for
What you can earn when you leave your money in the bank
231 Find the correct definition. “Financial institution”
A company offering financial services
The money a company uses, raised by way of shares and bonds
When two formerly separate companies agree to join together
A company formed by the merger or takeover of several other companies
The ending of some rules and restrictions
232 Find the correct definition. Financial restructuring
A financial institution that invests money to provide retirement income for employees
Deciding what a company is going to do in the future
A company that that is partly owned by another one
Making changes to how a company is financed
Establishing how much something is worth
233 Match the words with their definitions “depreciation charges”
Turnover less cost of sales.
the amount of their cost that has already been deducted from profits.
aims or objectives.
the maximum share capital it can have.
all the money coming into a company during a given period.
234 Find the correct definition. Solvency
To spend money in order to produce income or profits
Have sufficient cash available when debts have to be paid
Paid work that provides goods and services
The difference between borrowing and lending rates
The quality of goods and services produced in an economy
235 Find the correct definition. Interest rate
The cost of borrowing money, expressed as a percentage of a loan
Paid work that provides goods and services
A borrowing rate that isn’t fixed
Safe to lend money to
The difference between borrowing and lending rates
236 Find the correct definition. Valuation
Deciding what a company is going to do in the future
People who try to predict what will happen in the future
A company that that is partly or wholly owned by another one
A financial institution that purchases securities
Establishing how much something is worth
237 Find the correct definition. Labour
The quality of goods and services produced in an economy
Paid work that provides goods and services
A borrowing rate that isn’t fixed
Safe to lend money to
The difference between borrowing and lending rates
238 Find the correct definition. Private pension plan
Something that acts as security or a guarantee for a debt
An arrangement to withdraw more money from a bank account than you have placed in it
An arrangement for saving money to give you an income when you stop working
To take back property that has not been completely paid for
What you can earn when you leave your money in the bank
239 Find the correct definition. Repossess
Something that acts as security or a guarantee for a debt
An arrangement to withdraw more money from a bank account than you have placed in it
To take back property that has not been completely paid for
What you can earn when you leave your money in the bank
A long-term loan to buy somewhere to live
240 trade-off
a description of a possible event in the future
a useful piece of information or advice
an individual item or element in a negotiation
an offer responding to somebody else's offer
an exchange involving giving up one thing to get something else
241 Find the correct definition. Subsidiary
Deciding what a company is going to do in the future
People who try to predict what will happen in the future
A company that is partly or wholly owned by another one
A financial institution that purchases securities
Making changes to how a company is financed
242 Find the correct definition. Floating rate
Having sufficient cash available when debts have to be paid
Paid work that provides goods and services
A rate that isn’t fixed
Safe to lend money to
The difference between borrowing and lending rates
243 Find the correct definition. Invest
Having sufficient cash available when debts have to be paid
A borrowing rate that isn’t fixed
The difference between borrowing and lending rates
The quality of goods and services produced in an economy
To spend money in order to produce income or profits
244 Find the correct definition. Discount
A price below the usual or advertised price
Adjective describing a good price, compared to others on the market
The ability to sell an asset quickly for cash
(in finance) adjective meaning up to one year
Repaid
245 “Основные средства
revalue
purchase price
fixed assets
value
profits
246 Find the correct definition. Bankruptcy
Financial organization that owns a lot of shares
People who buy and re-sell shares
To get money from investors
To offer securities for sale
When you have no money to pay your debts, so you have to sell your assets
247 Find the correct definition. Creditworthy
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