Студопедия
Случайная страница | ТОМ-1 | ТОМ-2 | ТОМ-3
АрхитектураБиологияГеографияДругоеИностранные языки
ИнформатикаИсторияКультураЛитератураМатематика
МедицинаМеханикаОбразованиеОхрана трудаПедагогика
ПолитикаПравоПрограммированиеПсихологияРелигия
СоциологияСпортСтроительствоФизикаФилософия
ФинансыХимияЭкологияЭкономикаЭлектроника

Total assets 11684.6 11889.6 11557.3

The essence, function and basic operation of commercial banks | The role and importance of commercial banks in the credit and financial system | Functions and operations of commercial banks | Passive operations of banks |


Читайте также:
  1. Allocating and diversifying assets
  2. Assets and liabilities
  3. Average, Marginal and Total Product
  4. Current assets
  5. Definition of assets
  6. Develop strategic assets
  7. Es un hombre totalmente insoportable

 

 

The banks’ asset mix shows the prevalence of loans to customers, followed by cash, refined precious metals and correspondent account balances, securities portfolio, deposits in other banks.

 

 

During 2008, bank total assets increased by 205.0 bln. tenge (1.8%), and on the January 1, 2009 constituted 11 889.6 bln. tenge.

 

From 2008 bank loans and reverse REPO transactions have increased by 376.2 bln. Tenge or by 4.2%; cash, refined precious metals and correspondent account balances decreased by 192.9 bln. tenge or by 19.0%; securities increased by 100.4 bln. tenge or by 12.7%, deposits in other banks decreased by 65.7 bln. tenge or by 10.2%, capital investments increased by 97.0 bln. tenge or by 43.6%.

 

On-balance sheet debt increased from 100.5 bln. tenge by 156.5 bln. tenge (2.6 times) up to 256.6 bln. tenge

 

Account balances reflecting the past due interest payments increased from the beginning of the year by 31.6 bln. or by 2.8 times and reached 49.0 bln. tenge as of 1 January 2009.

 

During 2009 the decrease in assets has equaled to 332,3 bln. tenge (2,8 %), bank loans and repo operations have increased by 394,4 bln. tenge (4,3%), reserves (provisions) have increased by 2 968,4 tenge.

 

In 2009 in comparison with 2008 and 2007 are the lowest rates of total assets.

 

Figure 1 - Structure of assets

The largest share of the asset structure falls on Bank loans and reverse Repo as they bring great profit (figure 1).

 

During 2007, total liabilities of two-tier banks have increased by 2,255.1 bln. tenge. (that is by 28.2%), and totaled 10,256.7 bln.tenge, as of the end of the reporting period (table 3).

 

 

Table 3 - Structure of total liabilities of the banking sector

Indicators: Jan 1. 2008 Jan 1. 2009 Jan 1. 2010

bln. tenge bln. tenge. bln. tenge.

Interbank deposits 319.9 319.0 237.0

 

Loans from other banks and

institutions engaged in

certain types of banking operations 1798.20 1450.2 1247.5

 

Loans from the Government

of the Republic of Kazakhstan 7.7 32.0 47.5

 

Loans from international

financial institutions 85.1 88.9 98.7

 

Corporate deposits 2447.1 3088.3 4066.5

 

Retail deposits 1447.8 1500.3 1937.4

 

Special-purpose deposits

of subs (SPV) 2529.0 2284.5 1795.5

 

Outstanding securities 467.6 375.1 1307.6

 

Repo securities transactions 245.4 269.1 534.7

 

Other liabilities 908.90 1029.6 1264.4

 

Total liabilities 10256.70 10437.0 12536.8

 

 

The greatest contribution to the increase in banks’ liabilities came from special-purpose deposits (SPV) of bank subsidiaries, which have increased by 971.9 bln.tenge, that is by 62.4%, followed by due to individuals, which increased by 413.6 bln. tenge, that is by 40.0%; while loans from other banks and institutions engaged in certain types of banking operations have increased by 379.1 bln. tenge to 1,798.2 bln. tenge.

 

From beginning of 2008 total liabilities of second tier banks increased by 177.5 bln.tenge (or by 1.7%), and formed 10 437.0 bln.tenge, as of 1 January 2009.

 

SPV deposits in total liabilities of the banking sector decreased by 244.5 bln. tenge, or by 9.7%, liabilities to individuals increased by 52.4 bln. tenge, or by 3.6%; while loans from other banks and institutions engaged in certain types of banking operations decreased by 348.0 bln. tenge to 1 450.2 bln. tenge.

 

Total liabilities of commercial banks in 2009 increased by 2 099.8 bln. tenge or by 20,1%. In the structure of liabilities, corporate deposits have increased by 978.2 bln. tenge or 31,7%, retail deposits by to 437.1 bln. tenge or 29,1%. Special purpose deposits of subsidiaries have decreased by 489.0 bln. tenge or 21,4%, loans from other banks and institutions engaged certain types of banking operations by 202.7 bln. tenge or 14,0%.

Foreign currency deposits in 2009 increased by 966.2 bln. tenge or 1.5 times

Line-item change in capital for 2007-2009 is presented in Table 4.


Дата добавления: 2015-11-14; просмотров: 52 | Нарушение авторских прав


<== предыдущая страница | следующая страница ==>
General requirements for the development of the financial statements of the bank| bln. Tenge bln. Tenge bln. tenge

mybiblioteka.su - 2015-2024 год. (0.006 сек.)