Use the following word combinations. Make all the necessary changes to suit your story.

· a center for business

· a bank for the young

· to offer all the services of a big commercial bank

· an idea of how a bank works

· to make exceptions

· checking accounts

· money deposits or savings

· to deal with money

· to set money aside for college

· to deposit seventy-five dollars (into one’s account)

· a woman in her fifties

· the clients of this bank

· one’s confidence grows

· to open one’s first savings account

· to hand somebody something

Ex.7. Role-play the following situations.

1. You are a bank teller. You work at the Young Americans Bank. At the present moment you are standing at the counter. You are giving an interview to the local radio station about the services of your bank.

2. You are Jane’s elder sister/brother. Your grandparents live in Washington, D.C. They have come to visit you in Denver. Jane is currently at a summer camp. Your grandma and granddad are asking you questions about your younger sister.

Ex.8. Work in pairs. Ask and answer questions about your pocket money. Here are a few suggestions:

1. Where does your pocket money come from?

2. Does it come from your parents’ pockets? Does it come from your father’s wallet? Does it come from your mother’s purse?

3. Do you earn it?

4. What do you spend it on?

Reading and discussion.

A USED – CAR DEALER

Jack Kelson was a young businessman. He dealt in used cars. He was a used – car dealer. His business prospered for some time. Then the recession hit. Business grew slack.

To stay in businessone has to be resourceful. And Jack is resourceful. He is prepared to bend a rule, if need be.

Once a customer was looking for a particular car model. The Kelson Garages* did not have one at the moment. But shouldn’t a businessman do just about anything to keep a good customer? So, Jack said that he had exactly what the man was looking for. Jack said that the car was arriving from his other garage in a couple of days. It was everything the customer was looking for. Even its color matched the description. A deal was struck. The client wrote out a check leaving a deposit toward the purchase of the car.

Did he get his car from the Kelson Garages? He did not.

As a matter of fact, it didn’t take Jack long to find what he was looking for. But there was an unexpected hitch. The bank was not willing to extend his credit.

Jack’s customer got a refund.

Jack had to go out of business.

Well, not for a long time, perhaps. If Jack has learned his lesson, he can still become a success. After all, where there’s a will, there’s a way, as the saying goes.

VOCABULARY

beat [bi:t] (beat, beaten) бить, ударять

bend [bend] (bent) 1) гнуть, сгибать

2) гнуться, сгибаться

deal [di:l] (dealt) (in, with) 1) заниматься (чем-л.)

2) торговать (чем-л.); заниматься торговлей

hit [hit] (hit) 1) ударять

2) наступать

hitch [hitʃ] помеха; препятствие; задержка

integrity [in’tegriti]честность

odds [ɒdz] шансы, вероятность, возможность.

2) преимущество, превосходство

purchase [‘pɜ:tʃis] покупка, приобретение

recession [ri’seʃ(ə)n] спад, падение

refund [‘ri:fʌnd] 1) возмещение (убытков); уплата (долга)

2) возврат (переплаты)

resourceful [ri’zɔ:sf(ə)l, -‘sɔ:s-] находчивый, изобретательный

slack [slæk] медленный, слабый, вялый (о деловой актив- ности, рынке, торговле)

stamina [‘stæminə] жизненные силы, жизнеспособность,

стойкость; выносливость

as a matter of fact фактически

to extend credit to sb предоставить кредит кому-л.

to learn one’s lesson сделать надлежащие выводы

to run a business руководить(учреждением);вести

(дело, предприятие и т. п.)

to strike a deal заключать сделку

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