Now read the article and check your answer. Match the qualities to the millionaire type.

Pre-reading

1. What qualities are typical to millionaires in your opinion? Look through the list.

Happy, self-made, flamboyant, strong (personality), knowledgeable,ambitious, risky, apathical, driven, flashy, hard-working, frugal, savvy, optimistic, confident, well-adjusted, concerned, self-relying, suspicious, generous, pessimistic, ambivalent, persistent

Now read the article and check your answer. Match the qualities to the millionaire type.

Every year, The Phoenix Companies Inc., surveys wealthy people to see how they feel about the economy, their financial goals and the like. "Most millionaires today don't have inherited wealth. They're not flamboyant or flashy. They work hard, they're frugal and they save and invest well," says Walt Zultowski, senior vice-president of business and market development at The Phoenix Companies.

Wealth personalities: 6 types of millionaires

1.Satisfied Savers. These are the folks you would love to have as your parents or grandparents -- happy, well-adjusted, and rich!

· Average age: 60

· Built wealth through hard work, by living below their means and taking moderate risks

· Financially savvy

· Know how to make their money work for them

· Enjoy making a difference through charitable efforts

2. Status Chasers. You've met them. You may envy their possessions, but you wouldn't want to be them.

· Average age: 55

· Achieved wealth through work and some inheritance

· Pessimistic about their own financial future

· Less financially knowledgeable than their counterparts

· Think of financial situation daily as a source of concern

3. Altruistic Achievers.These are the do-gooders of the bunch. Most of us can learn from them.

· Average age: 54

· Achieved wealth through work, some inheritance, good investments, owning a business, and living below their means

· Self-made, driven to succeed, hard-working, risky

· Use their wealth to help the poor

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4. Secret Succeeders These people worked hard and had some luck and should be very happy, but they're not.

· Average age: 55

· Self-made: built fortunes through working in professional and managerial positions, making one or two particularly good investments and not spending

· Live below their means

· Suspicious of showing their wealth -- fear they'll lose it

· Among the least charitable

· Not especially financially savvy

· Somewhat optimistic about their financial futures

5. Disengaged Inheritors. Fortunately, not all who inherit money fall into this category. These folks are proof that having money doesn't necessarily mean you're happy.

· Average age: 58

· Received and built their wealth largely through inheritance, and living below their means

· Think about their financial situation the least out of apathy and ambivalence

· Not charitable, generally unhappy

6. Deal Masters The Donald Trumps of the world. "You're fired!" No, actually, if you have a fairly strong personality, these folks would be fun to know.

· Average age: 49

· Have amassed the greatest wealth, self-made, self-reliant

· Built wealth by setting goals, working hard, being persistent, taking risks, relying on their own financial know-how

· "Winner takes all" attitude

· Confident and optimistic

· Enjoy the challenge of making money

· Think about financial situation daily -- source of challenge, fun, and happiness

Дата добавления: 2015-11-13